Becoming a millionaire by just being an employee (Part 2 of 3)

In any field, there is always a general rule that applies to become successful. There's always a question of how much or how serious you are in achieving it. I know at this point you're thinking that this might be complicated and one that will only cater to somebody who is an expert. No, infact, it's a simple as what you're parents have told you when you first got a hold of your $1 bill--save. That's it!? Save!? Yup, you heard me and it comes with fine ingredients to go with it. Just like leaders need their generals to be successful. First, you have to be employed. Second you'll need the following: patience, discipline, and passion. Now, am I making this very achievable even for an ordinary person? If you think you have all these, then you may proceed with the reading as you are about to start your journey. Again, for those who think you don't have these, forgive me I didn't mean to waste your time. Let's move on and talk about the first thing you need:

Being employed. Naturally, this has to be part of it since our topic covers being a millionaire by being an employee. I will have to reiterate again that you don't have to be a CEO to become one. Your job is vital because this is where the other ingredients will dwell on. This will serve as a stream of money constantly flowing in your hands.

Patience. Yes, it works and it's very helpful. If I tell you that you'll have to alot 20 or 30 years to make it, will you oblige? You see, if you look and live with this one day at a time you won't notice that time has already passed you by, and you'll be surprised that your hair has turned gray. Building something big comes with great patience. Saving money can be boring that's why you have to busy yourself with a lot of things and that excludes shopping. Making yourself busy will move time faster. Hey, time flies when you're having fun as the saying goes. Our second ingredient is:

Discipline. If God had designed us to be like money saving robots I'm sure all of us will end up freakin' millionaires. But sadly we're humans and there are a lot of temptations out there especially where money is to be involved. Food, nice shelter and other luxuries life has to offer are threats that can endanger your savings program. One can never make a 100% savings out of the money that comes in someone's pocket unless you're superhuman. Spending and saving are entirely opposite from each other. It's like hot and cold. Fat and thin. But the good news is, both can work harmoniously in your hands if you have attained discipline in balancing these two. Get a run down of your basic fixed expenses like electricity, food, water and other bills that you have to tend to keep your life moving. Consider yourself first as a basic new generation person because I know you can no longer live like how our primitive forefathers lived back then. It's almost impossible to live without taking a bath, without watching t.v., and literally living without electricity while employed. Once you have identified your expenses, place them in a separate account and the excess in the other one. Your excess should cover your savings, entertainment and other stuff that you know isn't basic. If you find yourself not having any excess money left at all, I would suggest that you make one. How? Go back to your basic expenses and I'm sure you can adjust it even lower. The rule is to leave at least 10% of your money for savings. To make it easier to swallow, consider it as a basic expense--meaning pay yourself first. No matter what, make it as important as buying your food. Years back, I had a friend who would complain that with his mere salary it would be devastating to allot at least 10% of his money for savings and would just be fine to live on the edge as long as they eat 3x a day. Guess what? 3 1/2 years later, he works for the same company with almost the same amount of salary but is now raising two kids and a wife who is expecting to give birth for their third. What's puzzling is that he has managed to squeeze his resources to hold on to life. And what's even more puzzling is that recently, he boasted his new toy- an iPhone. You see, I'm almost definitely sure that there is room for savings. It does not matter whether it's lower than 10%, as long as, you count it as a payment to yourself. Making it higher than 10% will surely make things better and faster. If you are able to do this like you've never missed payment on your other bills, then you are ready to move on to the next level. (to be continued Part 3 of 3)